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Selling To Fast Lane Real Estate vs. Listing With A Local St. Louis Agent
Even in a market like St. Louis, it’s wise to look at your options and see what will help you best reach your goals with the sale of your house.
While you may be able to get a higher “top line” sales price listing with a local St. Louis agent, that doesn’t always boil down to more money in your pocket or less headache. Dive into the details below to compare your options.
The Numbers: Cash Offer to Sell Your Home Vs. Listing with a Real Estate Agent
| Selling w/ An Agent | SOLD To Fast Lane | |
|---|---|---|
| Commissions / Fees: | About 5.6% on average in Missouri, paid by you, the seller | NONE |
| Who Pays Closing Costs?: | 2% on average is paid by you, the seller | NONE, we pay all costs |
| Inspection & Financing Contingency*: | Yes, sales can fall through | NONE |
| Appraisal Needed: | Yes, the sale is often subject to appraisal | NONE, we make cash offers |
| Average Days Until Sold: | About 23 days on the market on average (St. Louis City and County, July 2026) | IMMEDIATE CASH OFFER |
| Number of Showings: | It Depends | 1 (Just Us) |
| Closing Date: | 30 to 60 days after accepting buyer’s offer | The Date Of YOUR CHOICE |
| Who Pays For Repairs?: | Negotiated During Inspection Period | NONE, we pay for all repairs |
Example: what a $350,000 St. Louis listing actually nets
This is an illustrative example, not an offer. It starts with the median single-family sale price in St. Louis City and County for July 2026.
| Sale price | $350,000 |
| Agent commission (5.61%, Missouri average) | ($19,635) |
| Closing costs and buyer concessions (2.66%, Missouri average) | ($9,310) |
| Repairs to get it market-ready (example assumption) | ($15,000) |
| Holding costs while listed and closing, about 2 months at $2,000 a month (example assumption) | ($4,000) |
| Estimated net from listing | $302,055 |
So when you look at a cash offer, compare it to roughly $302,000, not $350,000. When you sell to Fast Lane, there is no commission, we pay the closing costs, and you don’t make repairs or carry the house while it sits on the market.
To be fair: if your house is already market-ready and you have time to wait, listing with a good agent may net you more than a cash offer. We will tell you honestly if we think that is true for your house.
Sources: St. Louis REALTORS Housing Report, July 2026 (single-family, St. Louis City and County, MARIS data); Clever Real Estate Missouri commission survey (August 2026) and Missouri seller closing costs (updated September 1, 2026). Your costs depend on your house, your agent agreement, and your buyer.
Comparing Your Home Selling Options
When you look into it, you start to see the real benefits each way of selling your house offers.
Yes, here at Fast Lane we won’t necessarily offer full retail value for your house… but we offer great benefits the traditional house sale route can’t offer.
We understand every homeowner’s situation is unique, and what works for one seller might not work for another. That’s why we believe in being completely transparent about our process and helping you make the best decision for your circumstances.
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Getting a Cash Offer in as Little as 7 Days
Get rid of the headache of your property fast and avoid paying any more utility payments, tax payments, insurance payments, mortgage payments, you get the drill. If you list your house and wait 30+ days to close… you have to figure in all of the costs of holding that property during the time you have that property listed and are waiting for the property to close. If you’re saying “sell my house fast St. Louis” then you’re in the right place!
Sell Your House AS IS, Seriously
We don’t care how dirty your house is (we’ve seen worse!) or how many repairs are needed (a complete fixer? great! we love projects)... we’d like to make an offer on your house. This saves you time and money that you can keep in your pocket. Think about what this really means for you: no contractors, no repair estimates, no cleaning services, no dumpster rentals, and no weeks or months of renovation stress. The money you save on repairs and cleaning can go directly toward your next home, a vacation, or whatever matters most to you.
No Closing costs OR Realtor Fees
Because we are a full-service professional home buyer here in St. Louis, we make it easy for you. We pay for all of the closing costs. What we offer you is what you get (of course minus any mortgage payoff or other encumbrances on the property). Pretty refreshing eh? So when you add up the time you could save by working with Fast Lane Real Estate, the no-hassle experience, and the money you’ll save on commissions, fees, and holding costs while you wait to sell the traditional route… for many area homeowners selling to a professional house buyer is the best viable option.
See for Yourself and Get a Fair All-Cash Offer on Your House Today
Just fill out the short form below or give us a call at (314) 310-8338 and let’s chat! Our process is simple and you can close on the date of your choice. You have nothing to lose by getting an offer (no obligation, no pressure). But you could potentially lose thousands of dollars or months of your time by not testing us out and requesting your FREE house offer below.